Pace · Financial Timeline

See how today’s choices shape your future.

Pace shows the real impact of every decision so you can live better, not just spend less.


    • Free to join
    • Founding pricing locked in at signup
    • No spam, ever
    Today · Age 30.0
    Goal Age 44.4
    Future Age 56.3
    Skipped takeout +4.2 days
    Impulse buy -3.2 days
    Saved $50 +2.1 days
    Coffee -0.4 days
    LIMITED · FIRST 500 ONLY

    The first 500 pay less. Forever.

    Founding member pricing locked in at signup. First 500 only - the rest pay more.

    Early MVP Access

    Try Pace before public launch. Shape the product with your feedback while we build it.

    Meet the Founders

    Join the inner circle of the first 500 supporters helping shape Pace from the ground up. Your earliest backing - recognized as part of the founding cohort. Have opportunities to meet the team building Pace. Live Q&A sessions and personal updates from us.

    Your Financial Blind Spots. Gone.

    Most people have no idea what their spending is actually costing them long term. Pace shows you the habits quietly pushing your retirement back - ones you'd never catch on your own.

    Early Access · July 2026

    Limited to the first 500 signups.

    Founding member pricing locked in at signup. Price increases after the first 500

    Lock in my spot

    Takes 5 seconds · No spam · Cancel anytime

    Two paths

    Two futures. Every choice decides.

    See the difference your habits can make over time.

    Without Pace

    Reactive. Unclear. Further away.

    • Age 30
    • Age 40
    • Age 50
    • Goal age 68+
    With Pace

    Intentional. Clear. Closer to you.

    • Age 30
    • Age 40
    • Age 50
    • Goal age 44.4
    Your choices. Real impact.

    Small choices. Big timeline impact.

    Your future receipt shows how today’s habits add up - for better or worse.

    Future Receipt PACE · NET TIME IMPACT
    • Skipped takeout +4.2 days
    • Impulse gift -0.4 days
    • Subscription upgrade -1.4 days
    • Impulse buy -3.6 days
    • Saved $50 +2.1 days
    Net impact +1.3 days
    Connect everything

    Your full financial picture - one timeline.

    Pace pulls every account, asset, and liability into a single view, then projects when you'll hit each milestone - so your plan reflects reality, not guesswork.

    Connected accounts Live · synced 2 min ago
    Assets $284,500
    • Checking $4,200
    • Savings $24,300
    • Roth IRA $74,000
    • 401(k) $160,000
    • Business equity $14,500
    • Jewelry $7,500
    Liabilities -$247,400
    • Credit card -$2,400
    • Mortgage -$245,000
    Net worth today $37,100
    Net worth projection Conservative 6.5% APY
    • Today
    • 5y
    • 10y
    • 15y
    • 20y
    • $100K in 4.2 years · age 34
    • $500K in 12.4 years · age 42
    • $1M in 19.8 years · age 50
    Simulator

    See how a small change moves the date.

    Drag the sliders. The projected age updates in real time. This is exactly what Pace does for every dollar you spend.

    $800
    $200$2,500
    $20,000
    $1K$100K
    7%
    4%10%
    You hit $500K at age 38.2 Baseline projection Assumes age 30 today · $500K target
    Built for clarity. Designed for action.

    Everything you need to move your future forward.

    Timeline Engine

    See how every choice moves your timeline forward or back.

    Weekly Impact

    Understand your weekly habits and their long-term effect.

    Smart Insights

    Get personalized insights based on your spending patterns.

    Goal Tracking

    Stay on track with clear goals and milestone check-ins.

    Secure & Private

    Read-only access. Your data stays yours.

    Pace · Trust & Compliance

    Important notes

    Pace is built on transparency. Here is the fine print that keeps us honest.

    • Bank-level security
    • Read-only access
    • Plain English

    GENERAL DISCLAIMER

    The information provided on this website and within the application is intended for general informational and educational purposes only. It should not be considered investment advice, financial advice, legal advice, tax advice, or a recommendation, offer, or solicitation to buy, sell, or hold any security, financial product, or investment instrument.

    By accessing or using this website, application, or any related services, you acknowledge and agree to be bound by the applicable Terms of Use and Privacy Policy. Services and features may be available only in certain jurisdictions and may be subject to applicable laws, regulations, eligibility requirements, and platform terms.

    While the information presented is believed to be accurate and current at the time it is made available, no representation or warranty is made regarding its accuracy, completeness, reliability, timeliness, or suitability for any particular purpose. Information may change without notice, and users should not rely solely on the content provided when making financial, investment, legal, or tax-related decisions.

    Certain content may include opinions, estimates, projections, forecasts, or other forward-looking statements. These statements are based on assumptions and expectations that may change over time and are subject to risks, uncertainties, and other factors. Actual results may differ materially from any projected or expected outcomes. No information provided should be interpreted as a guarantee of future performance, investment results, or financial outcomes.

    Any references to specific securities, companies, sectors, markets, investment strategies, or financial trends are provided solely for general informational purposes. Such references should not be interpreted as personalized advice or as a recommendation to buy, sell, or hold any security or financial product.

    All investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Historical returns, expected returns, projections, simulations, model results, or probability-based outcomes are hypothetical in nature and may not reflect actual future performance. No investment strategy, automated feature, portfolio allocation, or financial tool can guarantee profits or protect against losses.

    Users are solely responsible for evaluating whether any financial decision, investment strategy, or service is appropriate for their individual circumstances. Before making any investment, financial, legal, or tax-related decision, users should consult with qualified professionals who can provide advice based on their personal situation.

    The website and application may integrate with or reference third-party platforms, services, tools, or data providers. Such references are provided for convenience and informational purposes only and do not imply endorsement, sponsorship, partnership, or affiliation unless expressly stated. Third-party services may be subject to their own terms, conditions, disclosures, privacy policies, and fee schedules.

    Fees, charges, regulatory fees, service fees, or other costs may apply depending on the services used. Users should carefully review all applicable disclosures, terms, agreements, and fee information before opening, funding, or using any account or service.

    From time to time, promotional campaigns, referral programs, or review-based campaigns may be offered. Any incentives, rewards, or benefits, if available, are provided according to the official terms and conditions of the applicable promotion. Unless otherwise stated, incentives are not based on the content, rating, or sentiment of any review or feedback submitted.

    References to third-party companies, products, services, trademarks, or platforms are for informational purposes only. They do not imply any endorsement, partnership, sponsorship, or affiliation unless explicitly stated.

    This disclaimer may be updated from time to time without prior notice. Users are encouraged to review the Terms of Use, Privacy Policy, and other applicable legal disclosures regularly.

    The Pace Journal

    Insights to help you build a better future.

    View all articles
    Pace · FAQ

    Frequently asked questions

    Everything you need to know about Pace and how it works. Can't find the answer you're looking for? Reach out.

    Still have questions? Get in touch
    1. Pace is a financial app that translates every spending decision into time - showing you exactly how each choice moves the date you reach your financial goals.

    2. Pace combines your income, spending patterns, and goal amount with a conservative growth rate to project a personalized timeline. Every transaction adjusts the date in real time.

    3. Yes. Pace uses bank-level encryption and read-only access via Plaid. We never store your bank credentials and we never sell your data.

    4. Pace is a premium subscription - there's no free trial or free tier. Founding waitlist members lock in beta pricing for life when we launch.

    5. Pace is currently in private beta. Join the waitlist above and we will reach out as new spots become available.

    Join the waitlist

    Your future is built one choice at a time.

    Start your financial timeline today. Join thousands building the future they actually want.


      • Free to join
      • Founding pricing locked in at signup
      • No spam, ever